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Bonitatea este o măsură a situației financiare a unei persoane, care demonstrează capacitatea acesteia de a inspira încredere instituțiilor de credit atunci când caută împrumuturi. Acesta replicateă capacitatea entității de a-și îndeplini obligațiile contractuale prin rambursarea principalului și a dobânzii la info convenită a scadenței.
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